If what you knew
to be true or thought to be true were not true when would you
want to know about it?
Now?... or sometime in the
future?...
We use this philosophy to evaluate insurance products and help you make wise decisions. If you are looking for an order taker or limited
assistance our agency is probably not for you. We carefully
evaluate insurance products for their value, both long term and short
term. The wrong time to find out what is really in your insurance
policy is not at claims time. That's why we encourage questions. We
offer information about things you probably have not thought about and
we spend the time with you to plan. We do not have 100 agents who come
and go and are stressed out by corporate bosses to generate big
numbers.
We consistently, over time, gather knowledge and bring it to you in a
way you can understand.
Our Commitment to you...
We will only represent Large insurance companies rated
"A" or better with AM Best and double A or better with Standard &
Poor's' and will not represent a company that does not honor the
"Spirit" of the insurance contract.
The insurance company must honor all claims in a timely & honorable manner and must
provide quality customer service to our clients.
History...
Specializing in health insurance for Individuals,
Families and Businesses & specifically HSA's. Our main office is in Southaven, Mississippi
( Just below Memphis, Tennessee), we market health insurance plans in AL, AR, AZ,
DC, FL, GA, KY, LA, MD,
MN, MO, MS, NC, OH, OK, SC, TN, TX
& WV.
Specifically: Insurance with a Personal Financial
Engineering design to protect assets and help our clients accumulate
more wealth. Life Insurance of all types, Health Insurance, Health
Savings Accounts, Medicare Supplements, Disability Income, Long Term
Care, Foreign Travel Accident and Travel Major Medical, & Annuities.
Online applications available in many cases.
Personal attention & consultations are the
preferred choice.
Top professional credentials, education, &
training. We maintain high moral & ethical standards
Complaint and law suit free for over 7 years. No one
has ever filed a professional conduct complaint with a State Insurance
Department or regulatory body.
Our toll free number when outside our local area
is: 800-728-9609.
Future Goals...
Our near term goal is to automate & simplify the insurance application
process and to provide state of the art customer care and attention.
We are always improving the way in which we deliver information so you
can make an informed decision.
As an independent agency we will always study the marketplace and
recommend the products that best fit your personal situation. We
are not motivated by what's best for us but what's best for you. So,
our recommendation to you will be the company that provides you the
most value and is most likely to offer the best underwriting outcome.
As new information & products become available we will have the
information posted on the website and will offer those products.