This website is a general description of benefits for health insurance plans and is not intended to be an exact description of any insurance companies products. The insurance policy will always determine benefits. Please contact us for a plan brochure provided by each of the insurance companies we represent. We engage in insurance sales only in the states in which we are properly licensed. We are currently licensed in AL, AR, AZ, CO, FL, GA, KS, KY, LA, MD, MO, MS, NM, NC, OH, OK, SC, TN, TX, VA, & WV.